Best Payment Gateways in Pakistan 2022 (Recommended)

Best Payment Gateways in Pakistan 2022

If you own an eCommerce store and run an Online Business then you definitely need a payment gateway for your website to accept payments online from your customers. The new development of online payments is a demonstration of how critical payment gateways are for your business. Selling online is already competitive and tough, being confused about payment gateways: what are they, how do they work, what are the best payment gateways in Pakistan, and how to integrate payment gateway in your eCommerce store, is not affordable for a business owner.

This article will walk you through what payment gateways are, how they work and what are the best payment gateways you can integrate into your eCommerce website.

What is a Payment Gateway?

A payment gateway is a system that reads and moves payment information from a customer to a shipper’s bank account. Its responsibility is to catch the information, guarantee the available balance and get a seller paid.

On the web, a payment gateway is a cloud-based program that connects a customer to the seller. Face to face, it’s the product incorporated into a Point-of-sale (POS) framework or card reader that processes a transaction when the cardholder utilizes their card to make a payment online.

How a Payment Gateway Works

Payment gateways incorporate these key partners:

  • Seller: The business or any individual making the sale.
  • Cardholder: Your client making the buy.
  • Card issuing bank: The bank that holds the customer’s account.
  • Card schemes: The credit card companies that manage the card (Visa, Mastercard, American Express, etc).
  • Acquiring bank: The bank that holds the seller’s account.
How A Payment Gateway Works: Payment Gateways in Pakistan

Types of Payment Gateways

There are three main types of payment gateways:

  • Redirect: The payment gateway redirects customers to a payment processor (PayPal, Stripe, etc) to process the transaction.
  • Hosted (off-site payment): The customer makes a purchase on your website or at your physical store, and the payment data goes to the payment provider’s servers for processing. This is how Stripe and Square POS systems work.
  • Self-hosted (on-site payment): The whole transaction occurs on your site.

Best Payment Gateways in Pakistan

We have discussed only those payment gateways that are well-known and are operational in Pakistan. We (Tech Victims) also have used these payment gateways in our different eCommerce websites. That’s why we are recommending using them. They accept the local currency as well.


bSecure is #1 on our Payment gateway list. It is a single tick checkout solution for Online Stores selling items all over the globe quickly. A security-driven approach with each exchange encoded and never thinking twice about straightforwardness of client needs and assumptions. bSecure has a 3% MDR for payments made through credit/debit cards and 1% MDR charges on the EasyPaisa payment method.

bSecure plugins are available for all famous CMS like WooCommerce, Shopify, Magento, etc.

bSecure offers the following payment methods to pay during checkout:

  • Credit/Debit Cards
  • EasyPaisa
  • JazzCash
  • QisstPay
  • Direct Bank Transfer
  • Bykea

bSecure includes almost all payment methods that are popular, trusted, and widely used in Pakistan.

Bykea Payment Gateway

Receive payments from your customer’s credit/debit card, or utilize their exceptional cash pickup service, and get them kept straight into your assigned bank account in practically no time. Bykea guarantees fast settlement times. Bykea have 2.9% MDR charges per transaction made through their payment gateway.

Bykea currently offers credit/debit cards as their payment methods and only accepts PKR at the moment but they say that they will add more options & currencies soon. Bykea plugins are available for famous CMS like WooCommerce, Shopify & WHMCS.

Bykea accepts card details on certified PCI DSS screens, does not store card details, and is 3D secure.

PayPro – Fintech company

PayPro’s payment gateway gives easy checkout and simple integration. Their across-the-board monetization platform amplifies your income and improves sales. PayPro has a 3% MDR charge for every single purchase made through their payment gateway.

Multiple payment options

PayPro Let your customers pay through their credit/debit cards, online banking partners, OTC, digital wallets, and more.

Fast settlements

PayPro offers the fast and instant realization of funds.

Go global

Reach customers across the world by opening global payment options.

These are the Payment Gateways based on the opinion and experience of our Professionals. The choice is yours and it depends on many factors as that which payment gateway is best and suitable for your situation. Factors like International availability, currency support, commission and available payment options are to consider while selecting a payment gateway for your eCommerce store or online business.